Frederica Forth has been active in the real estate industry since 2008 and has been an independent contractor with KWBermuda since 2018. Before this, she retired from HSBC Bermuda, where she accumulated 35 years of experience in credit, specifically in mortgage and personal lending, serving as Vice President. During her tenure, she led a team of twenty-seven staff members and also managed Credit Recovery, in addition to her role as Senior Manager of Business Development.