**About Frederica Forth**

Frederica Forth is the Managing Owner of ForthRight Solutions, bringing 35 years of experience in mortgage finance. She is a retired Vice President and Senior Manager at HSBC Bank Bermuda, and she is also a licensed real estate agent with Keller Williams Bermuda.

Frederica created the "Eight Steps to Home Ownership" program and authored "Bermuda Real Estate Made Simple." Additionally, she facilitates real estate courses at Bermuda College, PACE Division, to help prepare students for the Bermuda Real Estate Agent's Exam.

Throughout her career, Frederica has served as a mortgage consultant and was the past chair of the Real Estate Board of the Bermuda Chamber of Commerce. She has also been a Commissioner for Historic Land Loss, served as Co-Chair of the Sandys Parish Council, and was a board member of CedarBridge Academy.