Home Is Where The Heart Is, and one of the four necessities of life that we all need: food, air, shelter, and safety, as famously illuminated by Abraham Maslow, one of the founders of humanistic psychology. We cherish our home. It is our place of serenity, stability, togetherness, happiness [great comfort in sadness], and above all, our home encompasses our true belonging to our community and country. It is our place where relationships form bonds, quality of life is enhanced, thus providing us with quiet satisfaction and well-being. Bermudians call owning a home, owning a piece of “de Rock.” The reality is that buying a home is the largest investment most families will ever make in their lifetimes. Such a large lifetime investment is a very important financial planning process. Freddie Forth and Martha Myron have produced this free overview of the Bermuda home ownership buying process to help you understand and gather all related information necessary, so that your final decision is a very good one. This first financial education video is the first in numerous series on real estate, home ownership, the mortgage process, and much more. Welcome to step one of the eight steps to home ownership in Bermuda. - Freddie Forth & Martha Harris Myron